Hints & Tips
We do what we say we’ll do. The first time, every time.Hints & Tips for Self- Employed clients
Get accounts made up to latest year end
Submit latest tax return to show latest earnings
make sure your tax payments are up to date
Get latest copy of your credit report
If you take a salary, make sure payments to your bank account match your payslips and show the company name on your bank statement
Proof of Deposit
be ready show how funds have been saved- lenders will want at least 6 months history of savings
Hints & Tips for First Time Buyers
Repay any credit that may reduce your income to repay a mortgage
Get your latest full credit report
this will show all your accounts for the last 6 years – what’s your score and have you any missed payments?
Your deposit
be ready to show how you’ve saved it – lenders will want to see how the funds have built up
Keep originals of your payslips and P60 from your employer
Bank statements
Get full PDF copies or postal/paper copies – lenders want to see your name & address on them
Fantastic service delivered by the mortgage broker.Michael was superb from start to finish, dealing with all my queries – taking the stress out of the process. The experience I had with Michael was exceptionally professional and efficient. Michael helped me all through the mortgage journey and was professional and dedicated to making my dreams come true. I am so grateful. Thank you so much Michael. I would recommend everyone to get their mortgage with you.