Services
OUR KEY SERVICES
Get in touch for a free, no-obligation chat with an adviser about the most suitable mortgage option for you.
Mortgages
If you are a first-time buyer, remortgaging or just looking to move home, we offer independent mortgage advice from a comprehensive range of providers.
Protection
We offer products from a panel of leading insurers for term assurance, critical illness and income protection insurance.
Buy to Let
If you’re buying a property to rent out, you’ll need a buy-to-let mortgage. These differ from conventional mortgages, so it’s important to seek advice. We can guide you through the process.
General Insurance
Using comparison websites could lead to you choosing a policy purely on the basis of the price. Let us search the market to find the best insurance solution for you.
Frequently asked questions
Explore Divi Plus FAQPage Schema with real questions and answers.
WHEN I APPLY ONLINE FOR A MORTGAGE, WILL I BE CREDIT CHECKED?
If you apply for an initial lending decision (‘agreement in principle’) from a mortgage lender, they will carry out a credit check to confirm your personal and financial details. It’s also worth mentioning that this often leaves a ‘soft footprint’ on your credit file.
WHAT ARE THE DIFFERENT TYPES OF HOME SURVEY I CAN HAVE?
There are 4 types of home survey:
- Mortgage Valuation– Usually referred to as a ‘basic valuation‘, is carried out on behalf of the lender to assess the adequacy of the property for mortgage purposes.
- Condition Report – This was launched in 2011 as a relevantly cost-effective way for homebuyers to check the basic condition of their prospective property. It is designed for new and conventional properties.
- Homebuyers Report– Provides a more extensive report that includes a professional market valuation, an insurance reinstatement figure and a list of any problems or defects.
- Building Survey– Is a thorough and complete inspection of the property carried out by a qualified professional surveyor, engineer or architect.
HOW LONG WILL IT TAKE FOR ME TO GET A MORTGAGE?
If you use a mortgage broker like us we will use our skills and experience to complete the process as quickly as possible, sometimes in a matter of days between receiving a mortgage offer and completion.
Have more questions?
Whether you have a question about our services, need assistance or just want to talk, we want to hear from you.